Stop guessing where your money goes.
See your complete financial picture in one place — net worth, investments, budget, and debt — without four different apps or a Sunday spreadsheet ritual.
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Net worth
vs last month
Total assets
$284,120
Liabilities
$54,619
Sound familiar?
These are the real frustrations people share on personal finance forums every day. Not because they’re bad with money — but because the tools haven’t caught up.
Money scattered, no single number
Bank, broker, crypto wallet, pension — your actual net worth lives nowhere because it lives everywhere.
The spreadsheet got too complex
You built a beautiful tracker. Then life happened, it got stale, and guilt made you stop opening it.
Four apps, still no full picture
One app for budgeting. One for stocks. One for crypto. One for the bank. None of them talk to each other.
Stable income, constant money anxiety
You earn well but the stress doesn’t go away — because clarity, not income, is what kills financial anxiety.
Is my emergency fund actually enough?
“6 months of expenses” sounds right, but how many months does yours actually cover — right now, today?
Overpay the mortgage or invest?
Both options make financial sense. Without a model showing the real trade-off, you’re just guessing.
Selfinance is built around these exact problems — a single dashboard that replaces the spreadsheet, the four apps, and the Sunday-night stress.
Everything in one place
Net worth, budget, investments, and debt — connected, and updating automatically so you always know exactly where you stand.
Your complete net worth, live
Assets minus liabilities across every account, currency, and asset class — recomputed as your data changes.
Emergency fund
Months of runway, tracked.
of 6.0m target
Log by voice
Send a Telegram voice note — AI categorizes it for you.
“Coffee, 4.20” → Wants · Food
Investments & portfolio
Stocks, crypto, commodities, and funds in one allocation view with live pricing.
Debt & mortgage simulator
Model overpayments, watch the payoff date move, and compare against investing instead.
Payoff −3y 4m · Interest saved $18,402
From signup to clarity in minutes
Set it up once and watch your complete financial picture come together automatically.
Create your account
Sign up in seconds and choose the plan that fits you.
Build your safety net
Set your emergency fund target from real monthly expenses and see how many months you’re covered.
Add assets & debts
Stocks, crypto, real estate, mortgages, and loans — your net worth updates automatically.
Track expenses daily
Log by voice via Telegram or manually, and see where your money actually goes.
Your money data, treated like it’s yours
Open Banking is coming soon — and when it lands, connections will be strictly read-only: Selfinance will see balances and transactions to keep your picture current, but can never move money. Everything is encrypted, and you stay in control.
Read-only Open Banking (coming soon)
When it launches, we'll only read balances and transactions — never initiate payments or move funds.
Encrypted in transit and at rest
Your data is encrypted on the wire (TLS) and at rest in the database.
We never sell data
Your financial data is never sold, rented, or shared with advertisers.
Delete anytime
Delete your account and everything in it, on demand — no lock-in, no retention tricks.
Plans for every financial journey
Upgrade to Pro for AI, the Telegram bot, and unlimited history — switch or cancel anytime.
Base
Perfect for individuals starting their investment journey
Included in all plans:
Pro
Ideal for active investors and growing portfolios
Included in all plans:
Cancel anytime.
Need unlimited portfolios or team features? Contact us.
Frequently asked questions
Quick answers to the questions people ask most before getting started.