Sselfinance
    Emergency Fund

    Know Exactly How Many Months of Security You Have

    Set your coverage target based on real expenses, track all your assets in one place, and see your emergency fund progress update automatically.

    Months-of-coverage rating ✓Cash · currencies · commodities ✓Auto compound on deposits ✓
    Features

    A safety net you can actually measure

    Targets from real expenses, assets of any type, and progress that updates itself.

    Multiple Asset Support

    Track your emergency fund across various asset types — cash, commodities, currencies, or any custom asset you choose.

    Interactive Dashboard Charts

    Visualize your emergency fund growth and composition with clear, intuitive charts that update in real time.

    Goal-Based Strategy

    Set personalized emergency fund goals based on your actual monthly expenses to ensure adequate coverage.

    Progress Tracking

    Monitor your savings journey on a dynamic dashboard that shows your progress toward your emergency fund target.

    Flexible Asset Management

    Easily add or adjust commodities, currencies, and other assets within your emergency fund for a comprehensive view.

    How it works

    From target to full coverage

    01

    Set your coverage target

    Pick the monthly amount you need and how many months you want covered — 3-6 is the usual range.

    02

    Add the assets that back it

    Local and foreign currency, deposits with automatic daily compounding, commodities — anything liquid counts.

    03

    Watch coverage update itself

    Exchange rates and prices refresh automatically, so your months-of-security number is always current.

    In practice

    What the fund view tells you

    Answer the only question that matters

    One rating turns balances into time: how long could you last if income stopped tomorrow?

    4.2 months covered

    Grow it without touching it

    Deposits compound daily and roll into your coverage automatically — no manual updates.

    +$38 interest this month

    Top up from chat

    Move cash into the emergency pocket from Claude or ChatGPT — with an explicit confirm step.

    Main → Emergency · $500 ✓
    Free calculators

    Run the numbers yourself

    No account needed — the same math the app uses, open to everyone.

    Emergency Fund CalculatorHow many months of coverage
    Savings Goal CalculatorHow long or how much to save
    FAQ

    Frequently asked questions

    Quick answers to the questions people ask most before getting started.

    What types of assets can I include in my emergency fund?

    You can include currencies, commodities, deposits, and other asset types to diversify your emergency fund.

    How does the dashboard help me track my emergency fund progress?

    You can define a strategy goal based on your expenses or declared needs per month. The dashboard shows your progress, asset allocation, and an overall rating of your emergency fund.

    Can I set custom goals for my emergency fund?

    Yes, in the strategy section you can define the amount needed monthly in your selected currency and set the number of months to save. The recommended minimum is 3-6 months.

    How often is my emergency fund data updated?

    Your emergency fund data follows the dashboard refresh schedule — crypto prices update every 15 minutes, and stocks, commodities, and currencies update daily.

    Can I track different types of assets within the emergency fund dashboard?

    You can track each asset separately — local currency, foreign currencies, deposits with automatic daily compound calculations, and commodity prices.

    Does the emergency fund feature include visual charts and reports?

    Yes, the dashboard includes visual presentations and charts showing changes over time, plus summaries of the current state. All transactions and portfolio changes are displayed in detailed tables.

    Get started

    Your complete financial picture, finally in one place

    Replace the spreadsheet juggle and the four-app routine with one automated view of your net worth, budget, and investments.

    10 free calculators · EU-hosted & GDPR · Works with Claude & ChatGPT · Cancel anytime

    Sselfinance

    Your personal finance companion for tracking net worth, expenses, savings, and investments — in one place.

    Product

    • Features
    • Pricing
    • Calculators
    • Guides
    • Assets

    Features

    • Dashboard & net worth
    • Budget
    • AI connector (Claude & ChatGPT)
    • Emergency fund
    • Debt repayment

    Compare

    • Selfinance vs YNAB
    • Vs your spreadsheet
    • Vs the four-app stack

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    Manage your financial era.