Sselfinance
    Debt Repayment

    Should You Overpay Your Mortgage or Invest? See the Answer.

    Model any repayment scenario in seconds. Watch your payoff date move, your interest cost drop, and your net worth rise — all connected on one screen.

    Repayment Strategy Illustration
    Repayment Strategy Illustration

    Features

    Debt Repayment Strategy

    Plan the optimal way to repay your mortgage and other debts with tailored strategies.

    Installment Simulations

    Test different installment amounts and see how they affect your total repayment time and interest.

    Repayment Calculator

    Use our smart calculator to estimate payments and adjust based on your goals and budget.

    Visual Progress Presentation

    Track your repayment progress visually with charts that show principal vs. interest over time.

    Strategy Finish Date

    Get a clear forecast of when you’ll finish repaying your mortgage or debt based on your plan.

    FAQ

    Frequently asked questions

    Quick answers to the questions people ask most before getting started.

    You can manage all types of debts including mortgages, credit cards, loans, and more. There are no limits on the types of debts you can track.

    Yes, you can use the calculator to simulate how your repayment strategy will work with different inputs, such as repayment type, amount, and duration.

    The strategy is presented in charts and tables showing how repayments will proceed in coming months, plus visualizing future changes and outcomes.

    The expected finish date based on your repayment strategy is presented on the liability details page.

    Yes, depending on your pricing plan, you can add up to 25 (Base) or 100 (Pro) different debts, each with its own repayment strategy.

    This feature will be added in the future to allow comparison of results for different repayment strategies.
    Get started

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    Sselfinance

    Your personal finance companion for tracking net worth, expenses, savings, and investments — in one place.

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    Features

    • Dashboard & net worth
    • Budget
    • Voice to expense
    • Emergency fund
    • Debt repayment

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