Everything your budget needs
Incomes, expenses, categories, and trends — organized so the picture is obvious.
Incomes & Expenses Tracking
Log your income sources and expenses effortlessly. See where your money goes in real time with automatic updates.
Monthly Summary & 12-Month Overview
Get a clear monthly summary and a 12-month trend to monitor progress and adjust spending patterns over time.
Custom Expense Categories
Create custom categories to reflect your unique lifestyle. Adjust them anytime as your needs evolve.
AI-Powered Budget Optimization
Our AI analyzes your spending and suggests adding, removing, or adjusting categories to match your real habits.
Needs vs. Wants vs. Investments
See your spending divided into needs, wants, and investments. Stay aligned with your financial goals.
Multi-Currency Support
Manage income and expenses in multiple currencies – perfect for freelancers, travelers, and global citizens.
From first expense to full picture
Set your categories
Start from sensible defaults, then shape them to your life — each one marked need, want, or investment.
Log expenses your way
Type them in seconds, or snap a receipt in Claude or ChatGPT and let the AI connector file every line.
Watch the pattern emerge
Monthly summaries and a 12-month trend show exactly where the money goes — and what to change.
What that looks like day to day
Find the leaks
Recurring charges from the last months, annualized and ranked so cancelling is a 5-minute job.
3 subscriptions ≈ $372/yrSplit needs from wants
Every category rolls up into needs, wants, and investments — one glance tells you if the balance is off.
58% needs · 27% wants · 15% investLog a receipt by photo
Photograph any receipt in your AI chat — every line lands in the right category automatically.
✓ 6 expenses added · $84.20Run the numbers yourself
No account needed — the same math the app uses, open to everyone.
Frequently asked questions
Quick answers to the questions people ask most before getting started.
How does Selfinance actually help me track both incomes and expenses in one place?
You can add all of your investments, savings, liabilities, and budget data. Selfinance gathers everything into one dashboard, aggregating by months, categories, or asset types. Market data updates automatically — crypto every 15 minutes; stocks, commodities, and currencies daily.
Can I create my own expense categories or am I limited to predefined ones?
Predefined categories are only suggestions. You can create your own, define whether it's a need, want, or investment, and set expected limits. You can also use AI to generate categories based on your prompt and real expenses from the last month or year, depending on your plan.
Does Selfinance show me a long-term view of my spending habits?
Yes! Selfinance visualizes your spending by categories and divides them into needs, wants, and investments. It also compares these trends against your incomes so you can see the full picture over time.
Can I add expenses with my voice instead of typing everything manually?
Yes! Connect Selfinance to Claude or ChatGPT via the AI connector and add expenses by chat: describe what you spent and AI logs and categorizes it for you.
Does the app support multiple currencies? I earn and spend in different ones.
Yes, Selfinance supports multiple currencies with automatic exchange rate conversion to your base currency. Currently supported: USD, EUR, PLN, GBP, and CHF — with more coming soon.
Will Selfinance give me suggestions on how to optimize my budget?
Yes! The AI tool provides an overview of your expenses and suggests improvements. It can recommend adding, removing, or adjusting categories to better align with your real spending habits.